The Wood Agency Life
Hospitality & Service Industry Pros — Remote Final Expense Life Insurance Sales, 1099
Hiring across 13 markets in 13 states
Cadillac, MI · Clinton, MD · Farmington, UT · Grand Forks, ND · Kadoka, SD · Lynn, MA · Port Angeles, WA · Red Lodge, MT · Summersville, WV · Ulysses, KS · Wahiawa, HI · Wolcott, VT · Yucca Valley, CA
This role is remote — the markets are where we are actively recruiting.
You've spent years reading people, handling hard moments with grace, and earning trust before you earned a tip. The Wood Agency is looking for one person ready to take those skills into remote, commission-based final expense life insurance sales — 100% remote, 1099 independent contractor.
What you'll actually do
- Reach out to families to book conversations about final expense coverage — setting those calls up is part of the daily work
- Hold every coverage conversation by phone from wherever you're set up that day
- Ask real questions about a client's situation and budget before you ever describe a policy
- Walk someone through their options across multiple carriers and complete the application together in that same call
- Stay with the file through underwriting so the family isn't left wondering what happens next
Who this is a fit for
- You've worked service or hospitality and you know how to hold a real conversation under pressure
- Variable income isn't a new concept — you've lived on tips and you know what it takes to manage it
- You don't hold a life insurance license yet, but you'll commit to earning one before making a sale
- You want your schedule in your own hands, not handed down from whoever posted the shift board
- You follow through without being reminded — self-directed is genuinely how you work best
What we provide
- A clear month-one plan: licensed by the end of week two, trained and contracted by week three
- Weekly team call, scripts, and call reviews — available to you when you want them, not a mandatory clock-in
- Ride-alongs and 1:1 mentorship with Ben and Andrea directly, not filtered through layers of management
- Access to 43 carriers, so you're finding coverage that actually fits the family in front of you
The honest part
The Wood Agency doesn't offer a salary — this is 1099 work, and your pay is commission-based entirely on what you close. If your rent genuinely can't absorb any variability right now, this isn't the right moment and there's no shame in that. But if you're ready to trade unpredictable shifts and tip-dependent nights for something you can build on your own terms — and you're willing to put in the disciplined, self-directed work it takes — send in your information and someone will walk you through exactly what the day-to-day looks like before you commit to anything.
Apply directly to The Wood Agency Life
Interested in this role?
Send your information to the hiring team. This opening is accepting applications through September 8, 2026.