Experienced Licensed Life Agent — Independent, 43 Carriers, Remote 1099

Judith Gap, MT is home to wind farms and wheat operations—and a growing crew of ag workers building remote income alongside their land work. The Wood Agency is 100% remote, independent-contractor life insurance sales across 43 carriers. This is a remote, work-from-home position serving the Judith Gap, MT area. You're already licensed. You know how to read a client and explain coverage without reading from a brochure. If a captive or limited-carrier environment is restricting what you can offer, we offer the independence to match clients to the right product from a real portfolio.

What you'll actually do

• Hold coverage conversations with clients across term life, whole life, final expense, IUL, and annuities
• Match clients to the right product from a 43-carrier portfolio — not one company's lineup
• Help clients complete applications and guide them through underwriting
• Stay with clients through the full relationship, including benefit claims
• Participate in weekly team calls and continue sharpening your process
• Work across all 50 states as your licensing allows

Who this is a fit for

• Licensed life insurance agents who feel boxed in by a captive or single-carrier setup
• Experienced agents who want real mentorship — not just a contract and a log-in portal
• Self-directed professionals who do the work without needing a manager to schedule their day
• Agents who want to consult clients honestly rather than push a specific carrier's product
• People ready to work as a 1099 independent contractor and own their own results

What we provide

• Access to 43 carriers across all 50 states through The Wood Agency — four years in, 13 agents and growing on the team
• Weekly team calls, call reviews, and scripts — experienced agents use them too
• 1:1 access to Ben and Andrea directly — they know every agent by name
• A full-service agency model: you serve clients through claims, not just through the application

The honest part

This is 100% commission-based 1099 independent contractor work — no W-2, no salary. If that's a step down in stability from where you are and it's the wrong trade-off for your situation, that's worth knowing before you apply. If you want to understand the comp structure and what moving to an independent setup actually looks like, reach out to The Wood Agency directly — they're based in Judith Gap and ready to talk through the fit.