Experienced Licensed Life Agent — Independent, 43 Carriers, Remote 1099

You're already licensed and you know how to read a client. If you're tired of a captive or limited-carrier environment, The Wood Agency is hiring experienced life insurance agents to serve the Imlay City, MI area and beyond. This is a remote, work-from-home position — 100% independent-contractor life insurance sales across 43 carriers, no office required.

What you'll actually do

• Hold coverage conversations with clients across term life, whole life, final expense, IUL, and annuities
• Match clients to the right product from a 43-carrier portfolio — not one company's lineup
• Help clients complete applications and guide them through underwriting
• Stay with clients through the full relationship, including benefit claims
• Participate in weekly team calls and continue sharpening your process
• Work across all 50 states as your licensing allows

Who this is a fit for

• Licensed life insurance agents who feel boxed in by a captive or single-carrier setup
• Experienced agents who want real mentorship — not just a contract and a log-in portal
• Self-directed professionals who do the work without needing a manager to schedule their day
• Agents who want to consult clients honestly rather than push a specific carrier's product
• People ready to work as a 1099 independent contractor and own their own results

What we provide

• Access to 43 carriers across all 50 states through The Wood Agency — four years in, 13 agents and growing on the team
• Weekly team calls, call reviews, and scripts — experienced agents use them too
• 1:1 access to Ben and Andrea directly — they know every agent by name
• A full-service agency model: you serve clients through claims, not just through the application

The honest part

This is 100% commission-based 1099 independent contractor work — no W-2, no salary. If that's a step down in stability from where you are and it's the wrong trade-off for your situation, that's worth knowing before you apply. If you want to understand the comp structure and what moving to an independent setup actually looks like, contact The Wood Agency directly.